Licensed in 31 States
Public & Private Coverage Experts

Coverage guidance with clarity, care, and confidence.

Luorvi Consulting is an independent health insurance brokerage helping individuals, families, and business owners compare coverage across multiple top-rated carriers with a more personal, concierge-level experience. We specialize in both public and private health insurance, with a strong focus on clients who need flexible, independent coverage solutions.

Independent Approach Plan guidance centered on fit, not a single carrier.
Personalized Support Clear answers from first conversation through enrollment.
Luxury Client Experience Professional, responsive, and easy to navigate.
Independent Brokerage
Head broker portrait

Luis Villacis

Head Broker · Luorvi Consulting

Why Luorvi

An independent brokerage built on trust, clarity, and service.

Based in Tampa, FL, Luorvi Consulting helps clients make more informed insurance decisions without pressure or confusion. As an independent brokerage, the focus stays on comparing options across carriers and aligning coverage with real-life needs, budget, and long-term priorities. We specialize in navigating both public and private health insurance options, particularly for clients who require flexibility outside of traditional employer-sponsored plans.

Multiple Carriers Broader plan access for a better fit and stronger guidance.
Client-First Personal service designed to feel easy, thorough, and professional.
31-State Coverage Based in Tampa, FL and licensed in AL, AR, CO, DE, FL, GA, IL, IN, IA, KS, KY, LA, MD, MI, MS, MO, MT, NE, NV, NC, OH, OK, SC, SD, TN, TX, UT, VA, WA, WI, WY.
Consultative Process Questions answered clearly so every next step feels informed.

Coverage should feel clear — not overwhelming.

The Luorvi experience is designed to bring polish, confidence, and simplicity to a process that often feels complicated. Every recommendation is approached with transparency, attention to detail, and respect for what matters most to each client.

Personalized plan comparisons across multiple providers
Clear communication without high-pressure sales tactics
Guidance for individuals, families, self-employed professionals, and small businesses
Support before, during, and after enrollment
Who We Help

Designed for the clients who need clarity most.

Luorvi Consulting supports a range of clients who want coverage guidance that feels personal, efficient, and easy to understand—especially those exploring public and private health insurance options that offer more flexibility and control over their coverage.

Individuals

Support for people looking for straightforward guidance on health and supplemental coverage options.

Families

Help comparing plans that balance care access, affordability, and long-term household protection.

Self-Employed & 1099

Coverage guidance for independent professionals who need flexible options outside traditional employer plans.

Small Business Owners

Thoughtful support for owners exploring insurance options for themselves, their families, or their teams.

Services

Insurance solutions designed around real needs.

Each service is delivered with thoughtful plan guidance, clear explanation, and a more tailored experience for clients who want confidence in their coverage decisions.

Health Insurance

Compare individual, family, and self-employed coverage options with guidance around premiums, deductibles, provider networks, and overall fit.

Dental Insurance

Explore dental coverage that supports preventive visits, routine services, and broader treatment needs with more predictable planning in mind.

Vision Insurance

Find options for eye exams, lenses, frames, and ongoing vision care that help protect both convenience and long-term eye health.

Life Insurance

Receive tailored policy guidance designed to help protect loved ones, support future planning, and strengthen long-term financial security.

Accident & Disability

Review protection options that can help provide financial support after unexpected injuries or during time away from work.

Critical Illness

Supplemental coverage built to help ease the financial impact of major medical diagnoses, treatment costs, and recovery-related expenses.

Testimonials

Client trust, reflected in their words.

A few of the reviews that speak to Luorvi’s professionalism, patience, clarity, and commitment to helping clients feel informed every step of the way.

★★★★★

“Very good at getting to the point and he was very patient and showed me all of my insurance options that best suited my health.”

K.S.
K.S.Verified review
★★★★★

“Luis was very professional and thorough with explaining the difference between the health insurance plans. He helped me understand every step and I felt very comfortable choosing the best fit for me.”

R.C.
R.C.Verified review
★★★★★

“Very nice and helpful. I was clueless about insurance and he walked me through the process. Very thankful.”

T.D.
T.D.Verified review
★★★★★

“He is readily available to answer questions, tells it to you straight, and clarifies each stage effectively.”

A.J.
A.J.Verified review
★★★★★

“Luis went through all of my healthcare options — both public and private. I appreciate the time he took with me and would refer him to anyone looking for healthcare that fits their needs.”

B.F.
B.F.Verified review
★★★★★

“Luis was very knowledgeable, warm and patient. He taught me the difference between PPO’s and HMO’s and got my family and I a very affordable rate.”

R.B.
R.B.Verified review
Consultation

Book a private consultation.

Meet one-on-one to review coverage options, ask questions, and get more clarity around the plan choices that make the most sense for your situation.

  • Review your current needs and priorities
  • Compare options with more confidence
  • Get clear answers without pressure
  • Choose next steps that feel right for you
Private Booking

Schedule your consultation

Click below to access the private booking calendar and choose a time that works best for you.

Open Booking Calendar
Careers

Apply to join Luorvi Consulting.

Submit your information below and our team will reach out to discuss next steps.

What this role can offer
  • Opportunity to grow in a client-facing insurance career
  • Supportive, polished, and professional environment
  • Meaningful work helping clients navigate important decisions
  • Strong foundation for long-term success in brokerage